All in, the passage of this tax reform bill (and the improvement in the American economy) would benefit many counters listed on SGX with American operations such as Manulife REIT. This is probably attributed to the passing of the tax reform bill by the US Congress and the general improvement in the state of the US economy with unemployment declining. It’s calculated by subtracting the tax liability from cash flow before taxes. With so many tax benefits, property investment becomes a viable option. Also, whilst I have managed to grow my portfolio by 66.6%, I daresay the bulk of my investment gains were generated in the first half of the year (when I was still not employed full-time). Many have predicted that given the year ends with a “7”, there would likely be another financial crisis/stock market correction (like in 2007, 1997 etc). In these cases, you may find that your true options are to hold the collectible coins or sell them at a loss on the open market. The EU banking/debt crisis has no easy solutions and will have an ugly ending of some sort despite the mainstream media’s constant stream of upbeat “things are getting better” articles.

This also opens things up for the billionaires. So while the money was still invested in shares, it has a reduced risk appetite since my father’s money is involved. Here is a good perspective on how risk should be approached by Zvi Bodie, professor of finance, and Paula Hogan, CFP, CFA. I also took on CFA Level 1 and passed it (on my first attempt)! And won some award/competition in the first half of the year! Despite the drop, China was the world’s biggest consumer of gold jewellery, coins and bars in the first quarter, the WGC figures showed, with offtake of 272.9 tonnes. Too many investment gurus tell you to emulate their techniques despite the fact that you may have very different personality traits, motivations and biases. I probably made more than five times more from my investment returns than my salary. However, investing involves risks, and not many people are willing to take higher risks, spent more time educating themselves on stock investing for better returns. There may be some truth that some people are born lucky. I’m going to do my best to cover all income investments, including fixed income investments, and many you may not have heard of yet or did not think of as a form of income investing.

It has also not been easy juggling my investment (which is very sizeable vis-a-vis my employment income). They have been growing in popularity recently especially the women investment clubs. I put my money in FD for many years and wasted many of years of opportunity of growing wealth. At the same time, businesses have successfully embraced the opportunity to incorporate telephone system making them an essential for every office. This time, regular readers will be able to watch “Full Time” actions on how investing lessons for PhD course are conducted here. Whatwould happen if you became ill or disabled and was unable to workfor a period of time, or worse, if you were out of the picturecompletely. One of my colleagues has been busy finding which bank offers the best FD rate; but, he was very disappointed as the best rate is only 1.88% with 6 months lock-in period. The average holding period is then 6 mths! I was fearful then. After all, why sell your stock when holding it one more day would result in you getting the dividend. The child is more comfortable and with additional knowledge, his or her skills improve. It is going to be more exciting!

Prepare for an emergency: Life is so uncertain that you never know what is going to happen the next moment. As one reader noted, if you can spend the last penny with your last breath, you’ve optimized your life experience. Not as spectacular as last year, but it was a decent performance. 118.70 at the end of last week and recoiling from a one-month high of 120.48 set last Wednesday. In 2017, my portfolio grew by 66.6% to reach yet another record high! The high probability future of Vietnam is that it succeeds as another Asian tiger and we get our 5 bagger. Write purely in terms of benefits to them, NOT what you’ll get out of it, nor very much about you. Before costs, what did each passive investor get? The Emotionally Intelligent Investor challenges several long-held assumptions and beliefs, by asserting that a good investment approach starts with introspection.